USLI faces lawsuit as non-profit claims denied workplace coverage

https://www.insuracarelife.com..../blog/usli-faces-law

This process is known as underwriting, and it relies on actuarial tables created by mathematicians who specialize in calculating risk. These tables act as a starting point for each individual customer, which allows insurance carriers to personalize their premiums based on the specific policyholder’s coverage needs and preferences, risk factors, and claim history.