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What Happens If You Stop Paying Life Insurance Premiums?

If you are wondering what happens if you stop paying life insurance premiums, the outcome depends on the type of policy you own, how long premiums have gone unpaid, and whether any options are exercised before the policy lapses. Many policyholders stop paying premiums during illness, retirement, or financial stress without realizing that doing so can permanently eliminate valuable rights. 

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What Documents Are Needed for a Viatical Settlement?

If you are considering a viatical settlement, one of the first things you will want to know is what documents are needed for a viatical settlement and how long it will take to gather them. The good news is that most of the paperwork is straightforward, and in many cases,  you already have some of it. 

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